This report card provides a transparent, timely, and geographically detailed annual assessment of 2008 Chesapeake Bay habitat health. This is the third year that the report card has been released. This report card rates 15 reporting regions of the Bay using six indicators that are combined into a single overarching index of habitat health. The overall health of Chesapeake Bay was poor in 2008, obtaining a grade of C-. Health of the 15 individual reporting regions varied, ranging from B- (moderate-good) to F (very poor).